Dear Mary: I’m 58, about to retire because of ill-health and am terrified of the future

Due to ill-health, I find myself having to retire early. Financially, I can just about manage, but as I have never had spare money for nice things, I don’t expect it to be much different. I have been divorced for over 15 years, and even though I did meet some nice men, none of them were right for me and now, at 58, I am completely alone. My only child lives in America and I’m really happy that she’s living her best life. My friends are all in relationships and the people I work with have kids and families and lives.