Sunday 20 January 2019

Take advantage of Ireland’s lowest loan rate with no strings attached

That means there's no need to set up a new bank account, switch banks or become a shareholder.

Modern life is constantly changing and so are the ways in which we can access financial support. No longer do we join the workforce straight after education. Nowadays, we are just as likely to take a year out to go travelling, get some work experience, change career course and then maybe go back to college and do a masters. Taking out a loan for further education is something many people are opting to do, but modern life also calls for financial assistance in other ways.

We all have that ‘if I won the lotto’ wish list lingering at the back of our minds; it might be a shiny new set of wheels you’d treat yourself to, or maybe you’d love to have that dream wedding you’ve always fantasised about. Indeed, a recent survey revealed that Irish couples spend an average of €26,000 on their big day with 18% taking out a personal loan to cover the cost.

Or, perhaps you’ve done the wedding and your brood is growing. Many Irish families are now opting to renovate their current home rather than move into a new one. Whether you are giving the whole house a makeover or just giving your bathroom some much-needed TLC, chances are you might need a helping hand from a loan.

Applying for a bank loan often requires you to open a new account which might mean switching banks; a process that can quickly become cumbersome. Other lenders often look for a deposit or require you to become a shareholder. These requirements make applying for finance even more complicated.

In an ideal world, we could apply for financial assistance without being required to go through any of the above processes. Well, thanks to Avantcard, applying for a personal loan from €10,000 to €75,000 couldn’t be easier.

Avantcard is now offering Ireland’s lowest loan rate of 6.7% APR (Annual Percentage Rate) with no strings attached, meaning you won’t be required to set up a new bank account, switch banks or become a shareholder. Their game-changing approach to lending allows you to access the finances you need with no set-up fees and no early repayment fees. With Avantcard, you are also guaranteed exceptional personalised service from their team in Carrick on Shannon in Leitrim, who won Consumer Credit Team of the Year in 2017 (ICMT)- so you know you’re in the best hands.

We need a lending process for the way we live now. In 2017 Avantcard launched a completely digital application process for new customers. That means no hefty paperwork or postal costs; instead, you’ll be able to apply and manage your loan online. And the best part is, once approved you could have your loan amount sitting pretty in your current account within one business day.

If you’re unsure about how much you may be entitled to borrow from Avantcard, you can use their handy online eligibility checker to calculate the amount. Simply enter the loan value, specify what you require the finance for and select the preferred repayment period. Yes, it really is that simple to turn your wish list into a reality.

Ireland’s lowest fixed rate personal loan from €10,000 - €75,000 without requirement to set up a new current account, switch banks or become a shareholder. Data correct as of 5th March 2018, source Rates are correct as of 5th March 2018 and are subject to change.

Lending criteria, terms and conditions will apply. Personal loans are available to residents of the Republic of Ireland over the age of 18 and are subject to repayment capacity and financial status. Proof of income and a credit reference agency search will be required to help us approve your request. Personal loans are unsecured and not available for business purposes, house purchase or investment.

Based on a €10,000 fixed rate loan over 3 years, the monthly repayments would be €306.49. The rate would be 6.5% fixed nominal interest rate. The Annual Percentage Rate (APR) would be 6.7%. The total cost of credit would be €1,033.64. The total amount repayable would be €11,033.64.

Avantcard DAC trading as Avantcard is regulated by the Central Bank of Ireland.

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Sponsored by: Vodafone

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