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Wexford man’s home is repossessed as court hears no mortgage repayments made in more than a decade


Rory Adamson outside Wexford Circuit Court.

Rory Adamson outside Wexford Circuit Court.

Rory Adamson outside Wexford Circuit Court.


A mortgage defaulter made a theatrical attempt to stave off an application for re-possession of his home at Poulshone near Gorey.

The case of Pepper Finance Corporation (Ireland) Dac - v - Rory Adamson was finalised at Wexford Circuit Court.

The homeowner – who asked be called rory-brian of the family of adamson – represented himself before Judge Alice Doyle.

Also present for the proceedings were 25 people whom he described at one point as his grand jury.

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They punctuated the hearing with several rounds of applause.

They also cheered their man at the conclusion of the case, though the verdict went in favour of the finance company.

Mr Adamson who wore an Irish Volunteer badge on his waistcoat, made no attempt throughout to contest the fact that he owed a significant sum to Pepper Finance.

Instead, he concentrated his efforts on querying the legitimacy of the court.

A civil sitting of the court usually requires the attendance of no more than a single garda orderly.

However, in this instance, at least six members of the force were present throughout, including three sergeants.

Judge Doyle – whom the respondent addressed by her first name, Alice – twice rose and went briefly to her chamber during the sometimes heated hearing which lasted more than an hour.

At one point she appeared poised to find him in contempt of court but did not resort to such a measure.

‘I have with me my grand jury of my peers who have come from the four provinces,’ he announced at the outset.

He asked the judge whether she recognised the constitution he had in his hand.

And he produced coins or tokens which he described as 40 pieces of silver and declared that he was present to pay any debt that was due.

He objected to the presence of barrister Seán O’Mahony and repeatedly interrupted counsel when Pepper’s legal representative attempted to speak.

When Mr O’Mahony stated that all the proofs had been heard by the court on a previous occasion, Mr Adamson objected to ‘all this nonsense’.

The judge read out loud an affidavit which was submitted on tricolour headed paper by the respondent and which listed his occupation as ‘gentleman’.

The document asserted reliance on the Irish constitution as the ‘full canopy under which law is administered’.

The judge pointed out that it was neither signed nor sworn and he then offered to sign the document in front of his witnesses in court.

He objected to the plaintiff’s affidavit being in ‘Roman type’.

‘Roman civil procedure does not apply,’ he said, a pronouncement greeted with applause from the public benches.

When the barrister was interrupted once more the judge told him he was bullying and taking over the court.

‘This is my court,’ was his reaction, at which point Judge Doyle said that she would find him in contempt if he continued.

He told her she was committing treason but was eventually persuaded to stay quiet and allow Mr O’Mahony read out an affidavit on behalf of an officer of Pepper Finance.

This laid out how the property at Poulshone was acquired with a mortgage of €210,000 in April of 2005.

The following year an €85,000 loan was added to the debt.

The mortgage was due to be repaid over 30 years by monthly instalment but payments ceased in 2011.

The amount claimed by Pepper Finance now came to a total of €393,000.

In response Mr Adamson once more referred to Roman civil procedure.

‘You appear to be talking gibberish,’ Judge Doyle told him before she stated that she was going to honour Irish law.

She did so by finding the facts of the matter proven, granting the plaintiffs the order for possession and adding an order which cleared the way for them to sell the house.

She refused Mr O’Mahony’s application for costs and advised Mr Adamson that ten days were allowed for him to submit an appeal against the judgement.

Afterwards, he attempted replace a European Union flag with one carrying the emblems of the four Irish provinces on a flag-pole in the courthouse grounds.

After discussions with court orderly Garda John Buggy, he was persuaded not to do so and left the premises with supporters.

The flag of the EU was then restored to its normal place flying beside the Irish tricolour.