Good news on the home insurance front with added competition coming from credit unions.
Many already offer car insurance deals for members, but under the CoverU initiative, house insurance will enter the mix in 2015. The deal, struck by the Irish League of Credit Unions, which has the vast bulk of members, will see offers of two months' free cover if they sign up. The ILCU has promised no admin charges also.
As ever, it's always worth shopping around at renewal time. This market is already extremely competitive and it's worth switching, but your local credit union can now be added to the mix when comparing what's what. Remember, irrespective of the provider, the best saving you can make is to insure your home for it's rebuild costs only, not it's current market value. To get this, use the Chartered Surveyors' guide on SCSI.ie.