LOOK, this is nasty and unworthy. It's beneath me, really.
I'm not normally one to gloat, but like the rest of you, I'm doing it this morning.
Yes! Yes! Finally one of the causes of our financial demise is on the receiving end.
Michael Fingleton has finally got his fingers burned with a dud property deal.
He now knows what it feels like to have borrowed more than he should have, pumped it into a dodgy foreign property and watch while the whole thing rots away in concrete hell. Some
€5.5m of Fingers' cash has melted away due to the ambitious but failed hotel deal in Montenegro which he thought would make him even more millions.
Up to now, there's been precious little sign that those bankers who brought us to our knees have suffered at all.
We've seen many of them "retire" to pursue studies in gracious university campuses we fund, or while away their time on the golf courses of Southern Spain, and they remained, and remain, largely untouchable and unaccountable for their terrible actions.
So it's no surprise that we emit a small whoop of glee when one of them gets their comeuppance.
The Germans call it 'schadenfreude'. We don't have an equivalent but we should make one up -- we're hoping to use it often in the future. It's a definite feeling.
A bit of smugness, or "about time" about it. It's the same way we felt when Sean Fitzpatrick went to jail.
Well -- it was only one night while the gardai were questioning him, but still.
We all went to bed a little more pleased that night knowing he was on a hard mattress in a cell somewhere, even if it's the only time he's likely to spend in custody.
Now for Fingers, of course, his sudden drop in income won't mean that he'll suddenly have to switch his shopping to Lidl.
He won't have to swap the Jag for a Micra, and well, he still has that lovely watch to hawk if things get really bad.
They won't. Fingers doesn't do "going bust" like anyone else. Indeed, in the High Court recently, Michael listed the Fjord Hotel as his "most valuable asset".
Tsk, tsk Michael. A small porky there I think. We all know that Michael's most valuable asset is the massive €27m pension pot he paid himself when he left Irish Nationwide -- the bank he built and broke and left the rest of us to pay for.
Actually, five million is rather a drop in the ocean for a man who earns more as a pensioner than the rest of us will ever see in a Lotto win.
And maybe it explains the mystery of the missing million. Yes, Fingers was due to return the million euro 'bonus' he got for such sterling work over the years, but he erm, forgot.
Well, perhaps the Irish taxpayer can go looking for it in the rolling hills of Kotor in the Adriatic Sea resort.
Well now he's being sued for millions and a bankruptcy petition has been filed against him -- but only in Montenegro. In Ireland, he's doing fine.
He can still afford a nice restaurant, a lovely house, several holidays a year and he'll never know what it's like to not be able to afford the electricity bill, or put food on the table.
It's okay, Fingers. We'll enjoy what little moments of pleasure we can get these days.