Stephanie Meehan and her husband Fiachra O Dalaigh both work full-time. They have two children, Oisin (6) and Cerys (18 months).
They were moved to Belmayne in nearby Clongriffin after being evacuated from Priory Hall and say they will have to default on their mortgage if Dublin City Council manages to get out of the current situation where they pay for their emergency accommodation.
"It's hugely frustrating preparing to spend our second Christmas with no home of our own," Stephanie told the Herald.
"We don't know where we will be in the next few months, and that's hard for us all but especially our son Oisin. He's now possibly looking at another move after making his own little group of pals here. It breaks my heart to see him uprooted again," she added.
"Our day starts when Fiachra goes to work at 8am. He's an industrial plumber and works all over the country," Stephanie explained.
"Then I'm looking after the kids during the day with school and everything, and then when Fiachra gets home I'm gone about 15 minutes later, there's barely time for a cup of tea together," she added.
Stephanie works in the Oar House restaurant in Howth.
"On days when I'm in early or Fiachra is home late I have to drop the kids to my parents, and then I won't be home until around midnight," she said.
"We're like ships passing in the night, but we both have to work to keep it all going. If it came to paying rent as well, we just wouldn't be able.
"We're working all the hours we can, something would have to give," she explained.
"We have a responsibility to ourselves and our two young children, and while the bank has been good in granting us moratoriums, the interest adds up," she said.
"We use a mortgage adviser now and that takes some of the stress away.
"At least all the phone calls and letters are going to him now," she added.
"He is providing his services pro bono, which is a huge weight off our shoulders. It shows there are still good people out there, because we felt we were really thrown to the wolves," Stephanie explains.
"It is horrendous. We had a gorgeous apartment, but we have lost all love for it now," she adds in despair.
Stephanie and her partner Fiachra bought their two-bed duplex in 2006 for €296,000.
"Dublin City Council should never have let this happen, they never checked the fire-proofing in the apartments.
"They have destroyed my life and the lives of my family. This is not just about financial cost. It is not just a legal disaster. The human cost is so much more and we are the ones paying that price."
"Tom McFeely can rot in hell for all I care. He shouldn't be walking around free, but he's not my problem," she says.
"At the end of the day we will have to default on the mortgage if we also have to pay rent."