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Insurance for your holidays goes up 8.5pc


A tourist walks on Paradise Beach in Colombo

A tourist walks on Paradise Beach in Colombo

A tourist walks on Paradise Beach in Colombo

HOLIDAYMAKERS have been warned of the hidden costs being added to their already expensive trips abroad.

As well as increased travel insurance premiums, which have jumped by 8.5pc in a year, airline baggage fees have also risen.

The rise in travel cover was recorded in a survey of 16 insurers by the Consumers' Association of Ireland (CAI).

In addition, Aer Lingus and Ryanair both increased their baggage fees over the June bank holiday weekend to coincide with the high season.

People looking to jet off to the sun have been urged to shop around for insurance rather than automatically accept the cover offered by tour agencies.

Dermott Jewell, chief of the CAI, said insurance firms have not provided any explanation for the rises and urged consumers to shop around.

"They should do a trawl of the market because there are better deals. If you are purchasing a package holiday, you're sold insurance, but you don't have to accept it," said Mr Jewell.


As premiums have gone up, the amount consumers can get in payouts has come down.

In the past 12 months, the cost of two weeks' worldwide travel insurance for an individual has increased from €50 to €55 on average.

A similar rise was noted for single-trip cover for an individual travelling in Europe, with premiums jumping from €23.60 to €25.60, equivalent to 8.5pc.

Meanwhile, from June 1 to September 30, Ryanair will charge €25 for bags up to 15kg in weight – a rise of €10 – and €35 for flights to the Canaries and on Greek routes, representing a €15 hike.

Bags up to 20kg will increase from €25 to €35 with Ryanair and from €30 to €45 for flights to the Canaries and on Greek routes. Aer Lingus has also imposed hikes for the peak season, with its check-in fees going from €15 to €20 for a 20kg bag.

The costs rise to €25 for flights to the Canaries, Corfu, Izmir and Greek routes.