TAOISEACH Enda Kenny has claimed to have obtained "evidence" that certain banks are refusing to engage with homeowners in mortgage distress.
Mr Kenny yesterday called on financial institutions to cooperate more effectively with Personal Insolvency Practitioners (PIP), who are responsible for thrashing out deals between banks and mortgage customers.
The Taoiseach met a delegation from the Insolvency Service of Ireland in a bid to assess the success of the scheme to date.
"This was an important meeting in the process of reviewing how the personal insolvency area can best operate to ensure that those who engage in it can reach satisfactory actions," a spokesman for the Taoiseach told the Herald.
During an interview with Pat Kenny on Newstalk, Mr Kenny defended the Central Bank's controversial guidelines on mortgage deposits.
The guidelines, which set strict rules around home loan approvals "strike the right balance," according to the Mayo TD.
On the wider economy, the Taoiseach said people have been "through hell" because of the economic collapse.
"That's why we are trying to rectify it," he said, adding that 2015 will be a "great year".
And he reiterated his pledge to take out a further 90,000 or so people from paying Universal Social Charge (USC) in the next budget.
"We want to have the opportunity for our young people to come home."