NO, Mr Nyberg. I did not cause the banking collapse. At the inception of the euro I spoke out against the incongruity of linking disparate economies.
Throughout the Celtic Tiger years, I was in favour of counter-cyclical fiscal policies and government expenditure. About 14 years ago, I even implored the late Seamus Brennan to cease the madness of property taxation schemes, such as 'Section 23' relief.
Perhaps, in simple terms, Mr Nyberg could once again explain how I caused the banking collapse.
Booterstown, Co Dublin