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Best advice to reduce debts -- bin credit card

There are several articles in your current online edition relating to information on how to reduce credit card debt.

What baffles me is that none of these articles mention 'debit cards' which are widely available directly from the banks and can be used in the same fashion as credit cards without going into debt. I think if you are informing a nation on how to control credit card debt, surely the simplest option for everyone should be to cut your losses, and take a scissors to your credit card.

Gary Shorthall
Via email

Irish Independent