It's not just chuggers on the street we need to be giving wide berth to
You're on a Dublin street (or any city street in Ireland). On your left you pass two homeless people, cold, tired, desperately begging.
In front of you is a group of charity collectors cheerfully hassling you to give a monthly donation to a homeless charity. What should you do? Trust your cash to the charity? Or cut out the middleman and give the money straight to source?
I've had this exact dilemma many a time in the centre of the city. And generally, I know I would be told that giving to the charity is the absolute "right" thing to do. But let me put it this way. You're on a Dublin street where you are accosted by an "attractive and frighteningly enthusiastic young woman" who tries to persuade you to invest a monthly amount in a company she represents.