Thursday 21 March 2019

Need to Know: If you are both first-time buyers you can go for the help-to- buy scheme, but you need to buy within the rules and find a new-build property.

Should we apply for the help-to-buy scheme as it ends in December? 

Q: I'm a 30-year-old male. I have €12,000 in savings. I am a teacher in Limerick with a permanent job. I am currently earning €43,000 a year. I am saving €800 a month. I have no loans. I am renting. My girlfriend is working and renting in Dublin. She is 27 years old. She currently earns €38,000, excluding an annual €2,000 bonus. She has €3,000 in savings and is saving €700 a month. She worked in Limerick for four years and got promoted to work in Dublin with the same company. She hopes to return to Limerick in the next year but we aren't sure if it will happen that soon.