Charlie Weston is the Personal Finance Editor of the Irish Independent.He campaigns on consumer issues, with a focus on variable mortgage rates, credit unions and high motor insurance premiums. He was first to expose the tracker mortgage scandal.Charlie was honoured with an Outstanding Achievement Award at the annual Business Journalists’ Association and Smurfit Business School journalism awards in 2016. He was chosen as Campaigning Journalist of the Year in 2018 and he has won numerous other journalism awards.The country’s foremost personal finance journalist, he features weekly on ‘The Last Word’ on Today FM, and is a regular contributor on RTE radio, Newstalk and regional radio stations.
Q I work in a travel agency. One of the perks of my job is that staff are entitled to holiday discounts. The discounts are typically around 10pc. Do I need to pay tax on this work perk if I take up the staff discount when buying a holiday through the travel agent I work for?
Q I bought, and moved into, my first home at the start of the year. It is a newly built property. My father tells me that for the purposes of Local Property Tax (LPT), I need to declare the property to the Revenue Commissioners this November. I thought the property was exempt from LPT because it’s newly built?
Q I did some early Christmas shopping last weekend. I spent more than €800. I went for a coffee before heading home and put all the gifts and toys in the boot of my car. When I got back to the car, it had been broken into and the boot was emptied. However, when I contacted my insurer, it said it doesn’t cover the theft of items from a boot, even though I had locked it. Can this be right?
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