Charlie Weston is the Personal Finance Editor of the Irish Independent.He campaigns on consumer issues, with a focus on variable mortgage rates, credit unions and high motor insurance premiums. He was first to expose the tracker mortgage scandal.Charlie was honoured with an Outstanding Achievement Award at the annual Business Journalists’ Association and Smurfit Business School journalism awards in 2016. He was chosen as Campaigning Journalist of the Year in 2018 and he has won numerous other journalism awards.The country’s foremost personal finance journalist, he features weekly on ‘The Last Word’ on Today FM, and is a regular contributor on RTE radio, Newstalk and regional radio stations.
Q What is the deal with multi-car insurance policies? We have three cars in our house – my own, my husband’s, and my daughter’s. I feel that we should be able to negotiate a good rate by placing all our business with one insurer. The only thing is my daughter is back in college as a mature student from September, so she will be spending three nights a week in Dublin. I am not sure if this would be an issue.
Q I employed some people to wash the windows in my house and power hose the drive. I came home to a huge crack across one of my porch doors and I have been told the whole panel will have to be replaced.
THE Government’s new housing strategy will need a lot of things to fall into place if it is to deliver more homes for first-time buyers, and at prices most workers can afford.
Q I am 74 years old and I pay €198 a month into a single life cover policy which has a value of €157,000 on death or disability (not index linked). I have seen the cash value drop from €21,000 to a current €9,000. Should I cash it in or continue to pay the monthly payments?
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