Bairbre Power: I like paying cash — now I can’t believe I have to get a credit card again just because hotels crave ‘plastic’
I'm reasonably good with money and I once was a saver but, hell, there's little chance of that these days. The nearest thing I suppose is trying to buy Additional Voluntary Contributions (AVCs) to shore up a sadly diminished pension. Unfortunately I now know more than I care about AVCs and my latest conundrum is the Approved Retirement Fund (ARFs).
Now, for a wan who failed pass maths in the Leaving Cert back in the year dot, I'm facing down a firm dislike of compiling balance sheets and financial projections and, to be honest, all this monetary navel-gazing has taken the good out of any spending I do on days off.
I do have my moments of largesse. On pay day weekends, I've been known to indulge in a little self-gifting and if you are out for dinner with me that weekend, I'll probably suggest a round of Aperol Spritz instead of dessert, which is a little indulgence I enjoy even though my waistline is probably going to suffer. However, I can get careful too when I want to. At the beginning of the month, I'll be treating myself to a €19 seat in the Stella cinema in Rathmines, but by the end of the pay month, I'll be going to the cinema with the two-for-one deal.