Thursday 13 December 2018

'What 7-seater would you recommend?'

 

Opel Zafira
Opel Zafira

Aidan Timmons and Motoring Editor Eddie Cunningham team up to help readers make the right choice with their next car. Aidan visits dealers all over the country to produce a monthly guidebook on the values of used cars. He is co-editor of Motor Trade Publishers, who supply a car-valuing service to the motor trade, insurance companies and finance houses. Eddie is author of former best-seller 'Clever Car Buying'

We are considering changing to a seven-seater due to expanding family. I currently own a Rover 45, year 2005, approx 60,000 miles on the clock. Our budget is €15,000. We are looking for the best place to finance, be it a bank or garage.

Aidan: Values for the Citroen C4 Grand Picasso have been moderated by imports, so your money will go furthest with one of them. Get a VTR+ model. Borrow from whoever offers the best rate. Try your dealer, the bank you have your personal accounts with and your local credit union.

It's seems as though it might have been a while since you last bought a car, so don't settle for getting one quote from a single source. Do your homework on the car and the source of the loan.

Eddie: Shop around on finance rates and car prices. On finance, be sure you understand all - I mean all - the implications. Take your time with it. Check out your local credit union as well as your bank. I'd agree with Aidan on the Citroen. Try an Opel Zafira, as well as a Ford S-MAX (or even Galaxy). With cars of that nature, you need to check vigorously for signs of wear and tear. Take your time - there are lots of cars out there and there is plenty of money to be loaned out.

Help us help you

* We love getting your enquiries and try to reply to as many as possible here or via email. The ones dealt with here often represent a cross section of individual questions. You can help us help you with our free, independent, advice by including the following in your queries:

c Budget (including trade-in).

c Annual mileage (in kms).

c Size of car required (number of seats).

c Present car (make, model, year and mileage) if relevant.

ecunningham@independent.ie

Indo Motoring

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