Wednesday 25 April 2018

Watch PCP balance; toll paid; Road Rover; T Roc price; Toyota's 100 points; Jag prowls

Shortcuts with Eddie

Volkswagen's new T-Roc crossover
Volkswagen's new T-Roc crossover
Eddie Cunningham

Eddie Cunningham

Swings and roundabouts: pay more of a deposit and you pay lower monthly repayments. That's why I always advise people on PCPs, for example, to go for around 20pc/25pc deposit of the car's price. Experts say it is the best balance between deposit and repayments in the longer term. But now I see where people aren't paying much heed to that and according to a UK survey would rather pay a low deposit than trim their monthly payments.

More than half of those surveyed by BuyaCar.co.uk reduced a suggested deposit, even though it increased their monthly repayments. A 'significant minority' choose to pay nothing at all up front.

The findings are being interpreted as indicating how prevalent the current consumer culture of paying for everything on a monthly basis has become. But it "does not automatically translate to keeping monthly outgoings as low as possible".

I still think it is short-term gain for longer-term pain.

* It's a clever marketing ploy by easytrip. They're saying they will pay up to four M50 penalty notices per driver - so long as you sign up to a 'pay as you go' easytrip toll tag to avoid getting a fine in the future. They say if you've received an M50 penalty notice you can simply contact them, get the penalty paid then set up an account.

It's running for a month.

* According to reports Jaguar Land Rover (JLR) will 'stun the automotive world' by launching a new model line, the Road Rover, before the end of the decade.

Autocar claims the first production vehicle will be a premium all-electric model. The first 'Road Rover' is likely to be a Mercedes S-Class rival but will have a modicum of 'all-terrain' capability.

* Meanwhile Jaguar is planning a successor to its wonderful F-Type sports car. Next time round it will have an electric powertrain too.

* Volkswagen's new T-Roc crossover (pictured) will cost from €24,750 for the 1-litre TSI 115bhp petrol with order books opening next month. Along with the 1-litre TSI 115bhp petrol will be a 1.5-litre 150bhp petrol and 2-litre TDI 150bhp 4Motion diesel. Good to see the car having that 1-litre at entry-level where spec includes Climatronic 2-zone air con, 6.5ins 'Composition Colour' radio system, USB interfaces and Bluetooth connectivity.

* Toyota has unveiled a new used-car plan in which vehicles get a 100-point technical inspection. That's a lot of points. Which explains why there will be a minimum 12-month warranty.

The 100-point check entitles the vehicle to be called a Toyota Plus approved used car. They're throwing in the marque's one-year Eur ocare Roadside Assistance deal for free, but with a 100-point check plan you'll most likely not need it.

* SEAT's new small SUV Arona will cost from €17,995 when it arrives here in November.

Indo Motoring

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