Saturday 21 September 2019

Our key worry is the insurance premium. What should we buy?


Hyundai Tucson
Hyundai Tucson

Aidan Timmons and Motoring Editor Eddie Cunningham team up to help readers make the right choice with their next car. Aidan visits dealers all over the country to produce a monthly guidebook on the values of used cars. He is co-editor of Motor Trade Publishers, who supply a car-valuing service to the motor trade, insurance companies and finance houses. Eddie is author of former best-seller 'Clever Car Buying'

We are moving back from the US and looking for a car with decent running costs as we believe insurance premiums for returning expats are expensive. We both will have to apply for Irish licenses so we are effectively starting over. We're debating getting an automatic. Is there a premium for this?

From an insurance perspective are there cars we should be avoiding, as we will be learner drivers? Don't mind if the car is new or secondhand. Looking at a Toyota Auris, but like crossover SUV style too (Hyundai Tucson, Kia Sorento). Our key worry is budget, particularly the insurance premiums. Budget: €20-25K; car mainly for city commute, weekend excursions; something that would fit 2 adults, 2 kids and a dog.

Aidan: On US licences: you need to check with the licensing authority in Ireland on what is required in your case because it can be a bit complicated.

There should not be too noticeable a loading (if any) for an automatic. The Sorento is a lot bigger than the Tucson. The equivalent Hyundai is the Santa Fé. I think you would fare better in something like a Tucson or Sportage auto but they will be rare. Look for a VW Tiguan and a Honda CR-V, too.

Eddie: Quite a choice there, so I won't add to an excellent list. But please make sure you check on your specific driving licence situation as it might not be as straightforward as it appears.

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We love getting your enquiries and try to reply to as many as possible here or via email. The ones dealt with here often represent a cross section of individual questions. You can help us help you with our free, independent, advice by including the following in your queries:

* Budget (including trade-in).

* Annual mileage (in kms).

* Size of car required (number of seats).

* Present car (make, model, year and mileage) if relevant.

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