SPORTS photographer Peadar O'Sullivan (38) is concerned that his insurance premium could rise, admitting: "We can't really afford to keep two cars on the road."
Mr O'Sullivan, who drives a 2006 1.4L Kia Rio, used insurance broker Chill Insurance to save €76 when he renewed his premium recently.
After shopping around, he paid €403 for fully comprehensive cover with Aviva, which also allows him to drive other vehicles up to 2L.
But the Ashbourne, Co Meath resident said he is worried he will be hit by the ongoing price hikes across the board when his cover comes up for renewal next year.
"The cost of running the car is expensive; it's 2006 so I've to get the NCT done every two years, and there are maintenance costs, and petrol has just gone down but it used to be ridiculous, over the €1.50 mark.
"Tolls are a big thing for me as well. If I'm going from Ashbourne to Cork to visit my parents, I've got to pay for the toll on the M50, the toll in Portlaoise, the toll in Watergrasshill, and then I've to go through all of them on the way back as well.
"Myself and my wife Paula have two cars on the road, and the car insured under my name is the car we use less.
"We can't really afford to keep two cars on the road. I would be concerned if it goes up again, what with the water charges and everything else."