Tuesday 20 August 2019

Advice desk: I fancy an SUV-type or an automatic. My budget is around €25k to €35K


Skoda Karoq
Skoda Karoq

Aidan Timmons and Motoring Editor Eddie Cunningham team up to help readers make the right choice with their next car. Aidan visits dealers all over the country to produce a monthly guidebook on the values of used cars. He is co-editor of Motor Trade Publishers, who supply a car-valuing service to the motor trade, insurance companies and finance houses. Eddie is author of former best-seller 'Clever Car Buying'

I have a diesel Skoda Octavia (2011) from new. I do 23,000km/year. I've never had any trouble and would not mind keeping it for years. I am wondering whether to change the car and what to opt for. Hybrid and electric still seem expensive and not developed to a point that makes them really viable for long journeys. I fancy an SUV-type or an automatic. My budget is around €25k to €35K, including trade in. My wife drives a 2013 Ford C-Max Titanium, which she bought in 2015 for €20K. We thought it would be better to sell it for another SUV type, maybe the SEAT Ateca or similar, and keep the Skoda. We would buy new or one or two years old. Also, if changing one car, what frequency works out to be most economical?

Aidan: There is no firm rule for what is the most economical term of ownership. Who will be driving the new car? If you, then trade in the Octavia and get a Skoda Karoq. If it's your wife, think about her annual mileage. She might not need a diesel car if she covers less ground than you. Be strategic. If you keep your Octavia and trade the C-Max, then what? When do you eventually change your Octavia? Might this coincide with changing whatever new car you buy now? Might be a financial stretch. Get rid of the Skoda, buy a Karoq, then get rid of the C-Max in a couple of years and buy another SUV. Stagger your purchases so they do not clash.

Eddie: I'd hold your Skoda for another couple of years. It has lost a lot of its value at this stage, so it's costing you less each year. When you do trade it in there will be a much better choice of hybrid and electric. Trade your wife's C-MAX against a new or fresh secondhand Nissan Qashqai diesel. Keep it simple.

Help us help you

We love getting your enquiries and try to reply to as many as possible here or via email. The ones dealt with here often represent a cross section of individual questions. You can help us help you with our free, independent, advice by including the following in your queries:

* Budget (including trade-in).

* Annual mileage (in kms).

* Size of car required (number of seats).

* Present car (make, model, year and mileage) if relevant.


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