Sunday 17 December 2017

How to survive the move

1 Use a mortgage broker You will never understand the minefield that is a mortgage application. A €500 or so spend up-front takes away most of the pain. They can also search for the best mortgage, which may not be with your own bank.

2 Use a moving firm Whether it's from a poky flat or mum's spare room, you cannot DIY it in the back of your Fiesta. We accumulate a lifetime of stuff in a few years and you will need help to get it from one place to another. Use the opportunity to downsize and clear out. Label boxes clearly with contents so movers can place into appropriate rooms.

3 Know the associated costs Surveyor, life insurance, house insurance, legal fees all have to be budgeted for.

4 Have a moving strategy Can someone mind your pets, kids or vacant house on the big day? Is all your insurance in place? Can you time the moves to coincide? Is someone moving into your old place on the same day? Work it all out.

5 Don't come to blows Moving house is one of the most stressful times in your life. In your mind, you're imagining celebrating with a glass of prosecco in your new kitchen as the sun sets on moving day; in reality you could be plugging a leak, crying to your solicitor or standing outside with no keys screaming at your partner. Plan for the unexpected.

Sunday Independent

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