WOMEN like to put money aside for holidays, but men are more likely to save to buy a car.
And women are also more inclined to save for school or college fees, a new survey shows.
But despite being more sensible about what they will save for, women do not manage to put as much away every month as men.
The typical man manages to build up a nest-egg of €4,016 over a year, according to the latest research carried out among 1,000 adults for EBS.
This is double what women can put aside.
The downturn has lowered the amount being saved every month, but the average for those who can save is still €263 a month for both sexes, the research found.
Uncertainty over the euro is the main reason why people are putting cash into savings accounts and are nervous about spending.
A large majority of Irish adults are saving and most save whenever possible and without a savings plan, according to the research.
The survey, which was carried out by market researchers Behaviour & Attitudes, found that just 21pc of people say they never save.
Under-25s are the most enthusiastic savers, with a staggering 94pc putting money into a bank or credit union account.
Those who responded said that as a result of the recession they were more inclined to save for a large purchase rather than borrow or buy it on a credit card.
Savings manager at EBS Richard Kissane said he was keen to pass on the message about the importance of regular saving.
"What is encouraging to see is that the level of adults that are saving whenever possible is up to 79pc," he said.
Meanwhile, the Department of Finance said the level of deposits at the domestic banks rose by almost €1bn to €155.6bn in March.
Banks operating in Ireland continue to reduce their level of borrowing from the European Central Bank.
During March, total use of ECB facilities by banks in Ireland declined by €8.8bn to €53.1bn.
The Department of Finance said this was the lowest level since September 2008.