Six in 10 still saving for a rainy day
MORE than half of us are still managing to save, with six in 10 setting aside their euro for a rainy day.
But nearly a third say they cannot afford to put anything by and half do not own a credit card, according to the Irish Independent/Millward Brown Lansdowne poll.
A fifth (20pc) of those surveyed manage to save a regular amount each month, with just over a third (34pc) saying they tried to save regularly but only when they have the money to spare.
But one in eight (12pc) said they generally don't save with 31pc claiming they cannot afford to save money.
More than one in five (24pc) save for holidays -- higher among 18-24 year olds with more than a third putting by some funds for a getaway break.
Education is the third top reason (17pc) to save -- higher among the 35-49 year old age group followed by home improvements (11pc) and car purchases (10pc).
The poll also shows that 49pc don't have a credit card.