Saturday 20 January 2018

Should you take up the offer?

Yes if . . .

-- only a short period left on the mortgage.

-- selling home and paying off mortgage with proceeds of sale.

-- lots of spare cash.

  • No if . . .

-- long period left on mortgage.

-- already on lowest tracker rate.

-- have outstanding personal loans or credit card debt which should be paid off first.

Irish Independent

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