'Growing up, they were never handed lumps of money...'
Our Family: McNamaras
Husband-and-wife team Shane and Caroline McNamara run The Horse and Hound pub and B&B in Delgany, Co Wicklow, where they live with their two children, Hayley (18) and Andrew (17). Mum Caroline on:
"Before we bought The Horse and Hound in 2011, I worked in property sales for 30 years and Shane was a mortgage broker. We lived right through the boom, and had the lifestyle to go with it. So setting up our own family business was a huge change. The pub business isn't what it used to be. From a financial point of view, the pub years have been the hardest. Luckily, our business is thriving."
"Living over a pub isn't easy. You're working 24/7 and never switch off. If a child is doing exams, you can't tell people to stay quiet because they're trying to study. When Hayley was doing her Leaving Cert, she went to live with her grandmother because of the noise. Andrew turns 18 next month, but he doesn't really have any interest in drink. Hayley has a little car, and would rather drive than drink."
POLL: The family
"Both Hayley and Andrew went to St Andrew's College, a private school in Blackrock. Although it wasn't cheap, it's the best money I ever spent. We'll also pay their college fees, which will be in the region of €6,500 a year each. But they know the value of money, too. Growing up, they were never handed lumps of money. And now they both work part-time in the pub. When we went on family holiday to Las Vegas last year, they paid for their own flights."
"Marriage is the hardest thing you'll ever have to work at. Shane and I are both very dominant characters. Working together is extremely challenging. We kill each other, but we're the best of pals! We'll be married 20 years on May 26 and we're still very happy."