Thursday 18 January 2018

YOUR MONEY – First-time buyers’ guide

Inside Thursday’s Irish Independent

Inside Thursday’s Irish Independent, Personal Finance Editor Charlie Weston offers comprehensive advice for first-time buyers. 

Saving for a deposit: Tips for building up a lump sum that can be used as a deposit and where to get the best interest rates.

What it takes to get loan approval: A dozen factors that will determine if you are granted a mortgage.

Who is lending: We outline where banks are lending and what deposits and other criteria they have in place for borrowers.

How much can you borrow: We outline how banks assess your borrowing capacity.

What to look for when house hunting: You will end up viewing a wide variety of properties. Make sure you are clear about what you want.

Where the property market is headed: Is the market at the bottom or are there more falls to come. We ask the experts. CRADDEN

What rate to go for: Should you opt for a fixed rate or a variable rate? We explain the difference between the two rates.

Don’t miss Your Money, exclusively inside Thursday’s Irish Independent.

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