Other funding: Financial help is at hand
The SUSI grant is the main source of financial assistance for students. However for those who are concerned about funding their studies, there are other possibilities, including state funding, funding provided by the college, and private finance options.
Student assistance fund
This fund is available in all higher-level colleges to assist students if they encounter financial difficulties during their studies Students should apply to the relevant department in their college to access this fund.
Fund for students with disability
This is available to students in post-Leaving Certificate (PLC) colleges and in higher education. Applications are made by the college on behalf of the student. For more information see studentfinance.ie or the disability office in your college.
Credit union bursary
A number of credit unions around the country offer bursaries to young people entering third level. Some bursaries are performance-based, some are awarded through a public draw and some in other ways. These bursaries can be worth anything from €1,000 to as much as €6,000. Credit union members should contact their local credit union.
Credit union and bank loans
Some credit unions and financial institutions have introduced products specifically to assist parents and students with the overall cost of third-level education and registration fees. Many of these products have reasonable interest rate and flexible repayment offers.
Scholarships and bursaries
Most colleges have a number of bursary or scholarship schemes in place. The majority of universities award entrance scholarships for new students who achieve above a certain standard in their Leaving Cert. These awards often include a monetary element. The majority of institutions also offer a similar award to students with exceptional talent, such as in sport or the creative arts.
In addition there may be awards available that are specific to a particular department or courses, or provided by a professional institution.