Man used fake bank statements to obtain loan from Credit Union
A father-of-two who used a forged bank statement to secure a loan from a Credit Union, claiming he needed to buy a wheelchair for his disabled daughter, will be sentenced later.
Gareth White (29) of Harcourt Street, Dublin pleaded guilty at Dublin Circuit Criminal Court to five counts of using a false instrument to secure loans from various credit unions on dates in 2016.
He also pleaded guilty to using a false instrument to purchase seven phones on behalf of a non existent business from Three Ireland on August 13, 2015.
Garda Noel Whelan told Derek Cooney BL, prosecuting, that gardai were alerted to the fraud when the manager of one of the Credit Unions contacted them, after noticing that the address on the AIB Bank statement provided by White did not exist.
White also used forged bank statements to apply for loans at Phibsborough Credit Union, Larkfield Credit Union in Santry, Whitehall Credit Union and Core Credit Union in Dalkey, the court heard.
Gda Whelan said White in interviews claimed the loans were to buy a new wheelchair for his disabled daughter and to purchase a headstone for his mother's grave.
“The reality is they were needed to pay his gambling debts,” Gda Whelan said.
The court heard €908 was still owed in outstanding loans to Rathfarnham and Dalkey Credit Unions.
Gda Whelan said White used false bank statements, a false driving licence and a false company registration certificate to purchase seven Samsung phones and one iPhone from Three Ireland on August 13 2015.
A fraud officer in Three Ireland became suspicious and alerted gardai who travelled to an address in Finglas where they intercepted White as he arrived to collect the phones. The phones were valued at over €4,169.
The accused has one previous conviction for sending an indecent phone message.
Tom Neville BL, defending, said that White was not a well man and was due to undergo major heart surgery in the near future.
Mr Neville said the defendant was currently taking steps to address his gambling addiction.
Judge Karen O'Connor adjourned sentencing until February 9 2018, and requested a medical report and a probation report in respect of White.