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Should I cancel private health cover?

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Elderly Couple Insurance Terms Consultant Cocnept

Elderly Couple Insurance Terms Consultant Cocnept

Elderly Couple Insurance Terms Consultant Cocnept

Query: I've been considering cancelling my private health insurance since the Government takeover of private hospitals during the Covid-19 crisis - even if this takeover comes to an end in June. Would this be a good idea? I'm 50 years old and in good health. I have had private health insurance for the last 10 years. If I cancel my health insurance now and decide to rejoin it once the crisis passes, would I face an age loading? Gemma, Co Kildare

Answer: My advice is not to cancel your health insurance. Although there will certainly be a reduction in private treatments during the crisis, treatment for conditions that are considered by a medical consultant to be critical and/or time-dependent will still be happening.


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