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Your Questions: How can we move house and hold on to our tracker mortgage?


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Question: We bought our home 10 years ago when our first child was on the way. During those years we have had two more children and the house has become a little cramped, to say the least. We want to buy a bigger home, but we are reluctant because we are fortunate enough to have a tracker mortgage and we really do not want to lose it. Is there any way we can hang on to it?

Answer: The answer is that you can retain your tracker. But obviously you will have to stick with the same lender and transfer your tracker rate to your new mortgage, according to Joey Sheahan, head of credit at MyMortgages.ie.


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