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Your personal finance questions – Changing health cover mid-year, insurance for an unoccupied house and pension entitlements

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Q I have very basic health insurance in place and I have been told I will need to have knee surgery. Can I change my cover mid-year and if yes, how long does it take for the new cover to kick in?

A In terms of changing cover before your renewal date, this depends on which insurer you are currently with, according to Dermot Goode to TotalHealthCover.ie.


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