How to switch... Car Finance
Check out local garages for deals. Most are sourced centrally, so check by marque which suits you best. Take a test drive, ask lots of questions and make sure the car is right for you.
If trading in, get a few quotes for your old car. Make sure you can afford the repayments easily. If not, buy second-hand.
Switching is done by filling out an application form in the garage. A credit check and bank and personal identification is required. Approval is simpler and quicker than in a bank.
Borrowing €15,190 for three years at 11.5pc with PTSB = €17,876.88.
Borrowing €15,190 with Renault Finance for three years at 6.9pc = €16,726*
*assumes deposit and final payment in lump sum.
POTENTIAL SAVING €1,150.88 TOTAL TIME 48 hours