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Your money: Seven things you must know on the new mortgage playing field

Better mortgage deals may be on the cards but lenders are cherrypicking customers

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'Those with the best chance of getting a mortgage today are those whose job and income have not been hit by the pandemic.' (stock photo)

'Those with the best chance of getting a mortgage today are those whose job and income have not been hit by the pandemic.' (stock photo)

'Those with the best chance of getting a mortgage today are those whose job and income have not been hit by the pandemic.' (stock photo)

Cheaper home loans will be up for grabs for house hunters and homeowners in the coming weeks and months following the entry of a new mortgage lender to the Irish market.

Avant Money, a Spanish-owned lender, announced last Monday that it's now offering mortgage interest rates of as low as 1.95pc in Ireland. The move is likely to spark a price war amongst Irish lenders. Indeed, on the same day Avant Money launched its mortgages here, AIB reacted by cutting some of its fixed mortgage rates.


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