Tracker scandal raised with gardaí
Regulators at the Central Bank have held discussions with gardaí about the taking of low-cost tracker mortgages from homeowners.
But no formal report has been made to gardaí over banks denying homeowners the option of retaining their cheap trackers.
Regulators have been pressed in the past to encourage gardaí to bring charges against bankers over tracker overcharging.
The revelation of the discussions with gardaí came as Central Bank Governor Philip Lane admitted the denial of trackers to thousands of home owners was a system-wide problem.
Director of enforcement Derville Rowland confirmed the bank had spoken to gardaí about the issue of tracker loans being wrongly taken from customers. Up to 100 people lost homes due to the tracker-loss scandal.
Asked if the matter had been reported to gardaí, Ms Rowland said: "No reports have been made to date. But we did meet the guards to discuss in general terms the issue and will continue to do so. We have opened a dialogue with them."