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Hassle of switching your mortgage can pay off

Sinead Ryan


Ulster Bank exit means its home loan borrowers have power to get better deal

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With mortgage-holders reeling from Ulster Bank’s shocking (but not surprising) decision to withdraw from the Irish market, it is those borrowers who could benefit from the unwelcome catalyst.

Mortgage switching is rare. Even though it can bring huge financial benefits, the perceived hassle and cost puts many off. That means we’re stuck with legacy loans, often paying more than we should, because it’s easier than going elsewhere.


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