'Friends can't fathom why I'd take scary step of getting pension at 24'
'A pension? Sure what would you be doing that for, you're only 24."
It's certainly been the reaction from some people in my age group when I say I'm thinking of signing up for one.
It's hard to fathom that relatively recently after finishing college that you are being asked to consider paying money out of perhaps your first full-time wage into something that you won't feel any benefit from for another 40 years.
You're only getting used to spending your hard-earned cash on bills such as rent or car insurance, and the idea of parting with any more of your wages is unappealing.
The title doesn't help either. The word pension is immediately associated with old age and it's not something you even want to consider when you're in your early to mid-20s.
Given that you can choose whether you want to start up a pension and many still don't, there's no normality to it.
What also doesn't help is that pensions are a relative unknown to many of us.
You might even say that it's a scary proposition.
How do they work? How much money do I have to pay in and what do I get out of it? Are there lots of forms to fill out?
These are just some of the questions many of us don't know until we actually have the pension form sitting in front of us.
It's an aspect of life that we could probably learn more about in school in order to get used to the idea.
There needs to be a way of making it the norm for young people to opt into a pension - just maybe not under that particular title.
I started mine last week.
No payment made yet. So let's wait and see.