Motorists told to be on their guard against 'ghost brokers'
Gardai have warned drivers to be wary of fake motor insurance brokers selling invalid insurance cover.
It comes days after the scam was highlighted by the Irish Independent.
The Garda press office said what are known as 'ghost brokers' are engaged in a fraud where they use false information to sell insurance policies that are not valid.
Policies are bought from legitimate insurance companies using false information and then changed before being sold on to customers.
The broker bandits also create fake policy documents designed to look like they have been issued by legitimate insurance companies.
Proposal forms are being put through a third party before submission to a legitimate insurance company, gardaí said.
"The net effect of this is that the purchaser has not purchased a valid certificate of insurance and has no motor insurance whatsoever, and is liable for any damage caused or offence committed as a result of having no motor insurance."
Drivers were told there are only two ways to obtain a valid certificate of motor insurance.
One is by purchasing insurance directly from a reputable insurance company that is authorised and regulated by the Central Bank. The other way is by buying cover from an insurance broker, authorised by the Central Bank.