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Make me richer: block out winter blues with headphones

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DRIFTING OFF: Hozier is good for dark evenings

DRIFTING OFF: Hozier is good for dark evenings

DRIFTING OFF: Hozier is good for dark evenings

This week, best valie un headphones, leather boots, home insurance, motor tax and running shoes

Headphones

With the cold, dark winter evenings closing in, the daily commute seems longer and longer every day. Blocking out the world and drifting off to your favourite Hozier tune on the bus home can help make that journey that bit easier. A pair of Sennheiser Momentum headphones are a solid choice, with the brand being well known among audio enthusiasts for boasting superior sound quality.

Best: €149.99, Currys

Hmm: €299.99, Briscoes

Save: €150

www.currys.ie

Leather Boots

At 45 years of age, you specialise in embarrassing your children. What they don't realise though, is that you used to be cool. In fact, you're still cool. Yeah, right-on daddio! They might get a bit of a shock when you arrive at school to pick them up in a new pair of Mens Doc Marten Black Boots as part of a double-denim shirt and jeans combo, but what they don't realise that this is what all the slickest homeboys are wearing these days. Midlife crisis? What midlife crisis?

Best: €64.32, Working Person's Store (online only)

Hmm: €127, Littlewoods Ireland

Save: €62.68

workingperson.com

Home Insurance

With Christmas on the horizon, it's probably best to renew your home insurance this side of the New Year before you're completely broke. Take a 39-year-old couple living in Finglas. They can stand to make some serious savings to be re-invested in festive presents. Their house is worth €220,000, with buildings cover of €150,000, €36,000 contents cover and a €300 excess. No claims in five years also helps cut the price.

Best: €200 a year, Chrome Insurance

Hmm: €330.08 a year, Zurich

Save: €130.08 a year

www.chromeinsurance.ie

Motor Tax

After forking out for insurance, it's time to pay your motor tax again. This has turned into a fun Sunday afternoon! When paying, if you can, it's best to get it all out of the way at once. For a private 1,400cc car like the popular Ford Focus, you'll end up nearly spending an extra €50 if you pay quarterly instead.

Best: €385 if paid upfront

Hmm: €432 if paid quarterly

Save: €47

www.motortax.ie

Running Shoes

On the other hand, why not save a few hundred quid, and get fitter, by jogging into work? Although not quite as well known as brands such as Nike or Adidas, New Balance's M480V4 trainers are a more than functional choice.

Best: €41.95, M and M Direct

Hmm: €58, Littlewoods Ireland

Save: €16.05

www.mandmdirect.ie

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