Make Me Richer
When it comes to communications, you're one of the old-fashioned types. If a message can't be sent by carrier pigeon, you don't want to send it. Despite this, your 14-year-old daughter is demanding broadband to (allegedly) do school work and is dragging you kicking and screaming into the 21st century. For an unlimited data allowance with a phone and TV you can make big savings on your package provided you can cope with a slightly slower download speed from Eircom.
Best: €648 a year, Eircom eVision Essential TV HD, eFibre Unlimited & Talk Anytime (18 month contract)
Hmm: €954 a year, Sky Original Bundle HD & Fibre Unlimited & Talk Freetime (12 month contract)
Save: €306 a year
Now that you're up and running on your new-fangled internet, it's time to take advantage of it. While you've promised your daughter that she'll be able to use your new iPad as much as she likes, in reality she'll be lucky if she gets a look in as you stream the new season of House of Cards non-stop. You can also finally pick up an iPad 2 at a decent price now that it has been around for a few years.
Best: €428.99 Luzern Tech
Hmm: €584.90 Bryan S Ryan
Winter finally seems to be over, so perhaps it's time to make good of your New Year's resolution, grab a sports bike and get in shape. The Specialised Crosstrail Elite Disc 2014 is an all-purpose lightweight model ideal for (aspiring) fitness enthusiasts.
Best: €899 Spokes
Hmm: €950 MyCycle
A new hobby may also be in order, and despite the more than serviceable camera on your iPad, it can't truly match a DSLR camera. Tech junkies should be happy with Nikon's D7100 model, which boasts incredibly sharp image quality and a sturdy build.
Best: €1,019 Nikon Store
Hmm: €1,098.99 Currys
If you've well and truly given up on your New Year's resolution, you may as well admit defeat and get your car insurance renewed. Our 32-year-old teacher drives a 2012, 1.5 diesel Renault Megane DCi Expression worth €13,500, has two penalty points with her spouse, who has a full licence and full no-claims bonus, also named on the policy.
Best: €429 ARB (via Chill insurance)
Hmm: €2,869 Asgard (again, via Chill)
Sunday Indo Business