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Revealed: the full list of AIB branches to go cashless this year – find out if your branch is affected

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Photograph: Aidan Crawley/Bloomberg

Photograph: Aidan Crawley/Bloomberg

Photograph: Aidan Crawley/Bloomberg

Some 70 Allied Irish Bank (AIB) branches will no longer offer cash and cheque services at the counter, or through machines inside the bank, from the 30th of September and the 21st of October 2022.

This means they will not have notes, coins, cheques, foreign exchange, bank drafts, and will also remove any drop safes and night safes.

The move will mean the withdrawal of cash services from towns including Dingle, Abbeyfeale, Birr, Cahir, Gort and Youghal and Wicklow town from as soon as September.

AIB said it is making the change as part of a €40m investment programme and as it deepens relationship with An Post.

If there is an ATM outside the branch where services will be changing, that will also be removed.

AIB’s branch network is the largest of any bank and it said it will ensure a branch remains in 95pc of locations that Ulster Bank and KBC are leaving.

However the dramatic withdrawal of cash services is likely to cause significant concerns. Despite a shift to cashless payments among consumers and business, the Central Bank says cash remains important for both economic functions and social inclusion.

The banks changing by September 30th are:

  • Abbeyfeale Co. Limerick
  • Adare Co. Limerick
  • Athy Co. Carlow
  • Ballinamore Co. Leitrim
  • Ballybofey Co. Donegal
  • Ballyshannon Co. Donegal
  • Birr Co. Offaly
  • Bishopstown Co. Cork
  • Buncrana Co. Donegal
  • Caherciveen Co. Kerry
  • Carndonagh Co. Donegal
  • Carrigaline Co. Cork
  • Castleisland Co. Kerry
  • Castlerea Co. Roscommon
  • Celbridge Co. Kildare
  • Dingle Co. Kerry
  • Dungloe Co. Donegal
  • Edenderry Co. Offaly
  • Ennistymon Co. Clare
  • Glanmire Co. Cork
  • Gorey Co. Wexford
  • Greystones Co. Wicklow
  • Kenmare Co. Kerry
  • Killaloe Co. Clare
  • Killorglin Co. Kerry
  • Killybegs Co. Donegal
  • Kilmallock Co. Limerick
  • Kilrush Co. Clare
  • New Ross Co. Wexford
  • Raheen Co. Limerick
  • Rathdowney Co. Laois
  • Shannon Co. Clare
  • Tubbercurry Co. Sligo
  • Tullow Co. Carlow
  • Western Road Co. Cork
  • Wicklow Co. Wicklow

The banks changing by October 21st are:

  • Ardkeen Co. Wateford
  • Athenry Co. Galway
  • Ballinasloe Co. Galway
  • Ballinrobe Co. Mayo
  • Cahir Co. Tipperary
  • Carrickmacross Co. Monaghan
  • Carrick-On-Suir Co. Tipperary
  • Cashel Co. Tipperary
  • Castleblayney Co. Monaghan
  • Catletownbere Co. Cork
  • Claremorris Co. Mayo
  • Clifden Co. Galway
  • Clonskeagh Co. Dublin
  • Cobh Co. Cork
  • Cornelscourt Co. Dublin
  • Dundrum Co. Dublin
  • Dunmanway Co. Cork
  • Gort Co. Galway
  • Kanturk Co. Cork
  • Kells Co. Meath
  • Lismore Co. Waterford
  • Longford Co. Longford
  • Millstreet Co. Cork
  • Mithelstown Co. Cork
  • Oranmore Co. Galway
  • Rathfarnham Co. Dublin
  • Roscrea Co. Tipperary
  • Salthill Co. Galway
  • Sandymount Co. Dublin
  • Spiddal Co. Galway
  • The Lab Co. Galway
  • Tramore Co. Waterford
  • Youghal Co. Cork

Sinn Féin TD for Roscommon Claire Kerrane has criticised the move saying it will “disproportionately” affect rural communities.

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"While AIB cite increased digital usage as one reason for these changes, there are many vulnerable customers especially living in rural areas who are not given sufficient consideration when decisions like these are made,” she said.

"In some towns where the AIB branch will be impacted, customers will have to travel 30km and more to access a branch with full cash services. This is not as simple with poor public transport in many rural parts - people simply will not get there.

"Accessing cash is a fairly basic service provided by any bank and the loss of these services will impact on customers and businesses. The removal of the ATMs in particular will make it much more difficult for customers accessing cash in these rural towns.

"I acknowledge that AIB, in announcing this today are expanding their relationship with An Post and I do welcome this, however, this is not a solution in itself.

"This announcement today reminds us again that we need to have a national conversation about banking in Ireland especially for vulnerable customers in this digital age and for people living in rural communities,” she added.

Meanwhile, the chairperson of the Consumer Association of Ireland, Michael Kilcoyne, said AIB should “reconsider” the changes. 

"It’s going to affect, not just ordinary consumers, but tourists as well if they wanted to get money out. It’s going to affect businesses as well, because there are many businesses in the west and south of Ireland where they can’t operate credit cards because there’s no broadband,” he said. 

"I find it unbelievable and it shows total disregard for consumers. I would call on them to reconsider this whole thing.”


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