If you haven't shopped around for home insurance in recent years, you could be overpaying on your premium.
While insurance prices are creeping up again, the build price of your house will have plummeted, so if you shop around you should be able to cut your current rate. We've looked at the price of insurance for a four-bedroom detached house in Westport, Co Mayo, with a rebuild cost of €160,000 and contents worth €80,000.
Best Allianz: €370
Avoid Chartis Direct: €730
Contact: Compare at www.itsyourmoney.ie