One of the best savings rates on the market may not be reduced, despite the vast majority of savings rates coming down.
Nationwide UK Ireland offers the highest interest rate in the market at 4pc for those who are prepared to save regularly.
The next best is offered from KBC at 3.5pc, but it is due to cut this rate to 3pc in July.
These rates are multiples of the interest being paid on demand deposits and fixed-term savings accounts. But they have strict criteria.
The maximum amount that the Nationwide UK regular saver account pays interest on is €15,265, and to get to that requires a deposit of €1,000 every month for 15 months.
With the KBC regular saver account, the maximum balance is €50,000.
A spokesman for Nationwide UK Ireland, a building society, would not say if it now planned to cut its 4pc rate on its regular saver account.
"If the interest rates on Nationwide UK Ireland savings products change, the company will of course inform customers, consumers and the wider market. In the meantime, Nationwide UK Ireland continue to provide consumers with a great range of products that combine flexibility with attractive returns."
Nationwide has one branch in Dublin, but mainly operates online and postal accounts.
Figures from the Central Bank show that the rates that savers can earn continue to crash. Term deposits are now paying an average of just 0.61pc, down from 4.5pc in 2008.