High cover for cars hits young and returning immigrants
There has been a 7pc drop in car insurance but young, returning immigrants and drivers with a claims history are still paying "inordinately high" prices.
While the all-round decrease for the second year in a row is good news for many, certain groups are still being stung by substantial bills, according to AA Ireland.
Conor Faughnan, consumer affairs director, said: "For the second successive year, the Central Statistics Office (CSO) findings in relation to insurance show a significant year-on-year drop.
"While this is a positive development, we're still a long way away from truly fixing many of the issues in our insurance system which contributed to the price rises seen from 2015.
"It's true that some progress has been made in this space, but with each passing month it begins to feel more and more that Government have moved their attention onto other matters and that motorists are simply being forced to get used to higher insurance prices.
"This is particularly true for anyone with an abnormal or non-standard driving history. Whether it is the case of a young driver or a returning emigrant, these cohorts are still seeing massive insurance bills, particularly in year one of driving in Ireland."
According to the CSO's Consumer Price Index, the average cost has dropped by 6.7pc since June 2018 last year.
The AA said the reduction has benefited the "mainstream market of motorists with conventional risk profiles."
Meanwhile, the average cost of running a family car for a year has decreased and is now €10,593.26, according to the AA's annual survey. This is a decrease of around €100 compared to 2018.
The group's fuel prices survey also found the average cost of a litre has dropped by 2.5pc in the last 12 months.
However, the AA highlighted the most recent drop in prices came after a period of significant increases at the pump earlier in 2019.
The average price at 143.9c per litre in June is around 3.7c down on 12 months before.