Tuesday 17 September 2019

'I'd never wear the same pair of socks again if I won the Euromillions'

My money: Paul Marsh

Comedian Paul Marsh
Comedian Paul Marsh

The Tipperary comedian Paul Marsh has been performing regularly at Irish comedy clubs and festivals for over seven years. He is also a fireman.

Marsh and the comedy duo, Totally Wired, are currently on tour with their new show Don't Give Up The Day Job. The show will be in The Wonkey Donkey comedy club in Cork on May 2 and The Dew Drop Inn, Galway on June 6.

What's the most important lesson about money which your career has taught you?

Nothing matters in crashes or fires as long as you and your family are unharmed. Buy all the nice stuff you like, then insure it and don't worry about it if things go wrong.

What's the most expensive country you ever visited?

Helsinki and Paris are two that come to mind for exorbitant prices.

What's the best advice you ever got about money?

My dad taught me everything about money. He owned a local shop and as was the custom, he would give credit to customers. A lot of his customers were farmers and they would pay off their bills when they would get an influx of money from a harvest or sales of livestock. From an early age, I understood how some people could plan ahead like that and the organising that went into it. It always seemed like a lot of stress to me and was probably the main reason I chased a job that gave me a weekly wage.

What's your favourite Irish coin?

The 50 pence has great memories for me. Crisps and a drink, ice cream or just 50 penny sweets.

Apart from property, what's the most expensive thing you have ever bought?

My honeymoon comes to mind - but it was worth every penny. We went to Las Vegas, Cancun and New York. We made friends for life and lived like royalty.

What was your biggest financial mistake?

Not selling my first house when I moved in with my wife. Like most people, I had an attachment to it that was pointless. I'd be €250,000 better off today if I'd realised back then that it was just a house.

What was your best financial killing?

When I was in my twenties, a dress hire shop in Tipperary closed down and a friend of mine bought the stock. I asked if he would sell me all the overcoats and I filled my car up with them. I came back up to Dublin and I drove around all the major pubs and night clubs selling them to doormen. I made about three times my week's wages in a few hours.

Are you better off than your parents?

My dad came from a poor background and left school at the age of 14. He spent the next few years working night and day to build his own shop. He also had a filling station and a farm. He and my mother worked up until their early seventies, retiring after 50 years in business. I'll never come close to achieving anything like that.

If you won the Euromillions, what would you do with the money?

I'd tell jokes about how your outlook on life changes in your forties and in particular, how you become obsessed with your mortgage. I'd make a list of friends and family and pay off their mortgages for them. I'd never wear the same pair of socks again. New ones every day.

What was the last thing you bought online?

I'm six foot four inches and I weigh 17 stone - so finding clothes has always been hard. I have been online shopping for years. Most of my wardrobe was bought online. My postman hates me.

Are you a spender or a saver?

I'm a saver who's married to a spender, so we balance out.

Do you ever haggle?

As I grew up in a shop, I never got haggling. I'm a fixed price all-the-way kind of guy.

What three things would you not be able to do without if you were tightening your belt?

Sunday carveries, Lindor chocolates and Netflix.

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