The singer-songwriter Pádraig Jack is from the Aran Islands. He has toured with Sharon Shannon and opened shows for The Saw Doctors, Mick Flannery and The Four of Us. He writes and sings songs on guitar and piano in Gaelic and English.
His debut album Making Sand was released in late September. You can buy this album or find out about Pádraig's upcoming shows on www.padraigjack.com.
What's the most important lesson about money which your music career has taught you?
If you don't know your own value, you can either be taken advantage of or you won't know when to pursue the opportunities you deserve. I know I have lost out on playing some small shows early on because I charged a small, reasonable fee - but I think I was right to put a value on myself and my music.
What's your favourite song about money?
Moneytalks by AC/DC - an underrated song I think.
What has the coronavirus crisis taught you about money?
I know the Pandemic Unemployment Payment (PUP) was a one-size fits all solution that was not enough to help some people with bigger outgoings - but a few musicians were happy to get it. The fact that it was conceived and implemented in a relatively short space of time shows that there's a way to solve large imminent problems when there's a will.
What's the biggest financial challenge of living on an island?
I live in Aran but I couldn't play music without a base on the mainland. Most islanders need two cars.
For anything that we can't carry with us on the boat [to the Aran Islands], we must pay to get it sent in on cargo ferry. Diesel on the island is more expensive too.
What's the most expensive country you ever visited?
I've mainly only travelled within Europe (not including Scandinavia), and I haven't found anywhere more expensive than here to be honest, except pints in La Rochelle in France.
What's the most you've ever spent on music?
I invested most of my PUP money in building a music studio.
What's your favourite Irish coin?
The £1 millennium punt with the broighter row boat.
Apart from property, what's the most expensive thing you have ever bought?
Probably one of my cars. I've only ever had one car at a time but I've gone through a few of them.
What was your worst job?
I worked as a junior computer network engineer and realised I didn't want to work in an office.
What was your biggest financial mistake?
I have a good qualification in computer science - I should probably have worked in that for a few years to buy a house.
If you won the Euromillions, what would you do with the money?
I'd provide some security for my family, build a house with a quality music studio and invest some of it in art, gold and a record label. If I had some millions left over, I'd start some kind of non-profit organisation.
What's the best advice you ever got about money?
My mother often said that while its nice to have money, money in itself won't make you happy. I know I could probably make good money in IT but I've chosen to be happy in music and I don't feel like I've worked a day in years.
Do you ever haggle?
I think I bought an electric guitar once for a good bit less than it was worth. I felt kinda bad but I paid all I had and the sellers just needed to get rid of it.