'I have stayed with the same bank for more than 40 years'
Jack and Pat Holmes
JACK Holmes is 71 and has been with the same bank for more than 40 years.
But he has moved with the times and is not adverse to using the online facilities with his Permanent TSB accounts.
"It was the Dublin Savings Bank when I opened an account in the 1970s. Then it became the Trustee Savings Bank. It is now Permanent TSB," he said.
This means he has seen a lot of change in his banking arrangements down the years, he says.
Mr Holmes uses a Visa debit card for most transactions and has used it for contactless payments a few times.
He also uses online banking to check his account balances, pay bills and transfer money from his current account into his savings account.
Mr Holmes and his wife Pat have five grown-up children and seven grandchildren, and live in Blanchardstown in Dublin.
He draws his pension from the post office, but uses his Permanent TSB current account to pay bills and also has standing orders set up.
He worked in the clothing trade and as a self-employed painter and decorator before he retired at the age of 65.
If he needs to go into the bank, Mr Holmes uses the Blanchardstown branch and sometimes the Baggot Street branch in the city centre. He says he always finds the staff pleasant to deal with.
His wife works part-time in market research.