The cost of your home insurance premium is usually dictated by such factors as where your home is located (particularly if it's an area of flood or subsidence risk), what type of building it is, the costs of rebuilding it and the value of its contents.
But you might be surprised to learn that your age can be taken into account, and for older policy holders, this can reduce your premium.
"Those over 50 are viewed upon as being of lower risk as they often tend to spend more time in the home, so they may get a lower quote for home insurance," says Jonathan Hehir of brokers CFM Group.
Of course, he adds that there are other steps to reduce your premium, such as investing in security locks on doors and windows and a monitor burgular alarm system, but it may be worthwhile to make sure insurers register your age.
"Shop around, as a lot of insurers give substantial discounts for age," adds Hehir.
"In some cases the age discount is greater than the monitored alarm and smoke detector discounts combined."
The most competitive quotes obtained by the National Consumer Agency for a 57-year-old living in a three-bedroom bungalow in Midleton, Co Cork, with a rebuilding cost of €200,000 and contents worth €50,000, ranged from around €280 to nearly €400.
Sometimes it pays to be over 50.