DeCare to offer direct dental insurance cover
You won't get many freebies when you go to the dentist – thanks to the cutbacks on Pay Related Social Insurance (PRSI) cover over the last few austerity Budgets. If you're paying PRSI, the most you can expect in dental cover is one free dental check-up a year.
If you've got a troublesome set of teeth – or your children have stronger sweet teeth than you'd like, dental insurance could be money well spent – particularly if you regularly cough up for expensive dental treatment.
Last week, the dental insurer DeCare Dental Ireland announced plans to offer dental insurance directly to customers. Until now, the insurer's dental insurance was only available through the VHI.
"The removal of PRSI cover and tax breaks for dental care has resulted in one in four people not visiting their dentist as much as they used to," said Maureen Walsh, chief executive of DeCare Dental.
"Dental insurance offers a cost-effective and financially sustainable solution to this problem, giving them the opportunity to claim money back against a wide range of treatments – from regular dental check-ups to treatment such as crowns, root canals and orthodontics."
The cost of dental insurance plans start from €108.60 a year for an adult. DeCare Dental is also offering a 50 per cent discount for children who open or renew a policy by February 28, 2014, which means the cost of dental insurance for a child starts at €37.32.