Case Study: 'I'd never go without travel insurance... We normally go to the Mediterranean and we like Greece'
Eimear Kirkby's search for travel insurance started with her parents. "They were over 70 and finding it impossible to get cover. They were quoted €700 which is the price of a holiday even though they had no pre-existing conditions and are in good health; it was ridiculous. I thought I had put in the wrong details - cover for seven people instead of two, and there were loads of extra questions."
After finally securing a policy for them with AA Ireland for €126, Eimear decided to switch also. "We have health insurance, so there was a discount for the travel policy, but I also found AA had better cover than our previous plan and more benefits. This is the third year now."
Her father found he had to claim when his brother sadly died and he needed to return from a trip. "There was no problem. I put the flight on the visa card but rang them and they paid quickly. The premium didn't even go up the following year."
For her own family, Eimear, who runs a dog grooming business in Shannon, Co Clare, called Bark Avenue, finds that travel insurance is essential. "I'd never go without it", she says, booking an annual multi-trip policy for herself, husband John and three children (21, 19 and 14).
"We normally go to the Mediterranean and we like Greece, but we've been to the States also, Boston, Chicago. I have health insurance and the E111 [EHIC] so wouldn't be without it".