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First Citizen has mortgage market in sights as banks exit

Non-bank lender planning an ‘opportunistic entry’ to offer residential loans as Ireland’s financial landscape is redrawn

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Another lender is set to enter the Irish mortgage market next year, capitalising on the high-profile departures of big home loan providers Ulster Bank and KBC.

First Citizen, a non-bank lender with a €600m book of car, agricultural and commercial real estate (CRE) finance, is positioning itself for an “opportunistic entry” into the residential property market.


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