How is business going for you during the pandemic? Ask that question of a publican, restaurateur, hairdresser, driving instructor or clothing retailer, and you can guess what the answer is.
The economic shock of the coronavirus has got deep into our psyche, our livelihoods and our overall national narrative about where things are going.
But it isn't the same story right across the economy. And good luck to those doing well.
I spoke to a man who runs a quarrying business and sells concrete and stones for the front of people's houses. He has been very busy during the lockdown. People sitting at home, whose incomes have not been trashed, have wanted to get some jobs done on the house.
But can he get people to pay during these uncertain times? This guy simply told them he wasn't supposed to be delivering stones or paving to their houses during the lockdown and they would have to pay in cash. He was paid on delivery every time.
I expected some bad news from a car salesman I spoke to in the North East who says his motor repair operation has been open the whole time and, while there, many people have been enquiring about upgrading the car. The average price of what they are looking to buy is on the lower side but there has been plenty of business, including those buying small vans.
Why would anybody buy a small van in this crash? Self-employed tradespeople or those in construction are back at work. We will still need electricians and plumbers.
People whose income has not been affected are sitting at home, not spending money. Many of them are even ruling out a family holiday this year. So why not buy something else such as a better car, a new TV or something else for the house.
No wonder there was a one-hour queue to get into some hardware and DIY stores on Monday. At any time in the last two months you could have bought 24 cans of beer in a tiny poky little off-licence, but you couldn't have gone into a massive DIY store and bought two cans of paint.
The oil price crash has brought down the price of fuel and home heating oil. Some people are buying it like it wasn't going to be there tomorrow.
One guy running an oil delivery business told me at these prices, people are buying it up. "They must be storing it in the bath", he said.
He is busy doing deliveries from early morning these days. Business is good. Average Irish prices put a 1,000 litres of home heating oil at €460. At the height of the last recession in 2012, the same 1,000 litres would have cost you €1,100.
Events businesses, hammered by the switching off of the economy, are facing a much tougher transition. But they are beginning to fill up their schedules for the normally busy autumn conference season with virtual conferences, webinars and various other iterations of communicating online.
Other businesses continue to thrive, and it isn't just about Zoom. Look at the thousands of employees of major multinationals in Ireland. Facebook Ireland is one of the most lucrative places to work in Ireland.
Average pay for staff in 2018 amounted to €160,000 for its 1,300 direct employees. The company's direct employees shared a pot of more than €214m between them in 2018, made up of salaries, bonuses and share awards.
Facebook's share price is up 47pc from the lows of late March and remains higher than it did at the start of 2020.
Google, another big employer in Ireland, has seen its share price climb by 31pc since late March. Apple's share price is up 40pc since March 23 and is now trading at $314 compared to $183 a year ago.
All of these employees are earning their wages, mainly from home, and not spending as much money as before.
Back in the heady days of February 2020, just weeks before the pandemic hit Ireland, it was estimated by the Marketing Institute that Irish consumers would spend €111bn this year, up €3bn on 2019.
With half a million jobs created in recent years, and forecasts that another 70,000 would be created in 2020, everything looked quite different.
What will people do with all of these savings? Some estimates suggest Irish people will have between €10bn and €15bn more money saved or available to spend at the end of this year than they otherwise would have had. Inevitably, many will have less to spend.
Consumer sentiment surveys say people are fearful about a longer-term recession. This should ensure they hold on to at least some of that money for an uncertain future.
Equally, those relatively unaffected in income terms by the meltdown may well feel most confident about cutting loose a little.
Everybody, from hoteliers to airlines will be trying to prize that money from their wallets. We must do all we can to make sure it gets spent in Ireland.