Wicklow-based Roche (59) sold the leasehold of his family's Roches Stores department store business to Debenhams for €29m just before the crash. The family held on to nine of the properties, which had an €18m annual rent roll.
There was more debt than we previously thought, with around €137m in Ulster Bank loans refinanced last year. The family sold the Frascati shopping centre to Invesco for €68m last year. Richard lives on a 300-acre estate outside Wicklow and has invested in healthcare and US property ventures.